Personal Injury

If it’s been a while since you reviewed your auto insurance, start here: A simple review now can prevent major problems later.

Many people believe that once insurance is involved, everything will be handled. Unfortunately, that’s not always how it works. Expectation vs. Reality After an accident, drivers often expect: What they often experience instead are delays, denials, and limits they didn’t know existed. Where Things Go Wrong Problems usually arise when: The Financial Impact Even responsible…

Uninsured and Underinsured Motorist coverage—often called UM and SUM—is one of the most important parts of a New York auto policy, and one of the least understood. What UM and SUM Mean Why This Coverage Is So Important Many drivers on New York roads carry only the minimum required insurance. If they cause a serious…

In my practice, I see many New York drivers who are shocked to learn that “full coverage” doesn’t always mean full protection. Where the Term Comes From “Full coverage” is often used informally to describe a policy that includes liability, collision, and comprehensive coverage. While those components are important, they don’t tell the whole story….

One of the most common things I hear after a car accident is, “Don’t worry, I have full coverage.” Unfortunately, that belief is often what puts New York drivers in the most difficult position after a serious crash. As a personal injury attorney serving New York City and the Hudson Valley, I regularly review insurance…